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Student Loan Forgiveness Programs available with payments as low as $0 a month including loan forgiveness at the end of your term.

Student Loan Forgiveness

Payments are based upon a few different variables including your loan types and not based on how much you borrowed. You will be getting the help and guidance to rid yourself of the overwhelming burden of federal student loans!

We can guarantee the lowest payment possible and the shortest term so your loans will be completely forgiven as quickly as the law allows. Even if you are in default and your wages are being garnished, we can stop garnishments and get your loans back in good standing, fix your credit and get you back on track to receive maximum loan forgiveness. Federal Loans are not dischargeable in bankruptcy. Getting set up in the right plan may be the single most important thing you do for your financial future! That’s where our years of experience can add extraordinary value. When you use our services, you’re receiving help from our experienced staff who have helped thousands of clients like yourself. We know these programs inside and out ensuring you are being placed in the best program and shortest term, saving you potentially hundreds of thousands of dollars and guaranteeing the maximum loan forgiveness available.

Special programs are available for Public Service employees, non-profit workers, teachers, city, state and government employees and many more. We can help anybody currently with student loan debt and in certain cases, your loans can be completely discharged within 30 days.


Nicole Pitteloud

Your Dedicated Realtor / Sr. Loan Officer

Whether you are a home buyer or seller I am ready to assist you with all of your real estate and mortgage needs. Having received extensive training I can offer you the knowledge and tools that most other agents can’t. Count on me to keep you updated on the latest real estate activities in our community and to answer any questions you may have.

Real Estate

As your agent, I will do the following:

Show you all the properties in the area that meet your criteria

Guide you through the entire home-buying process

Ensure fair and honest treatment for your purchase or sale

Help you avoid costly mistakes

Answer all of your questions about the local area, including markets, schools, neighborhoods & economy


As your loan officer, I will do the following:

Match the right loan program for your situation

Provide innovative portfolio of loan programs

Deliver an exceptional client experience

Achieve some of the quickest turn around times in the industry

I realize that each of my client’s circumstances are unique and take an advisory approach to meeting your mortgage needs

Where and How Can I Get a Loan?

Loans are available through banks, credit unions, private mortgage companies, and government state lenders.

I can help connect you with lenders. You can also shop for lenders on your own, making sure you take some time to search around and compare rates.

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What if I Have Bad Credit or No Down Payment?

The Federal Housing Administration (FHA) helps home buyers by offering federal insured loans. This means that if the buyer defaults, the lender will still get their money. It encourages lenders to work with buyers regardless of their credit or available down payment. The Department of Housing and Urban Development (HUD) also offers assistance programs to home buyers.



When buying a home, there is nothing more important than the person you choose to represent you. I will explain the process of buying your new home, and guide you through all the ups and downs and get closed on time.


I will provide a free home evaluation that includes an accurate valuation based on your home, it’s features and location. I know your neighborhood, how to get the best price and will be prepared for you when you choose to sell with me.


Contact me and I will provide you access to the Multiple Listing Service which has accurate and up to date property information. View thousands of homes for sale all around this area. I know you’ll find the home of your dreams quickly and effortlessly.